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Getting started is simple. Zero Fee 123 will provide the card processing terminal for free along with world class 24/7 support.
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Your business no longer has to pay credit card processing fees.

Covid 19 Relief -
$10 a month for unlimited credit card processing.
Contact us today to see if you qualify for our six month no program fee option.
Contactless and mobile payment options are available for immediate delivery.
Text marketing to keep your customers up to date with how your business is changing. Now get your first 90 days FREE!!!
***COVID-19 Relief Program Available***
Your business no longer has to pay credit card processing fees! Credit card processing fees take up a lot of your income each month and you no longer have to pay them.
See if you qualify for our six months no program fee option or pay as low as $10 a month for unlimited credit card processing.
All processing methods are available:
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Machine
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Mobile
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Website
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etc.
Contactless and mobile payment options are available for immediate delivery!
Credit card processing fees eat a big fat hole in your profit! For most companies it’s 30% of net profits.
Zero Fee 123 can recover those costs for you by passing them onto your customers.
Your business no longer has to pay credit card processing fees. It’s a patented program called Cash Discount and yes, it’s legal in all 50 states, for all card types, and for all transaction types.
And no, it won’t scare away your customers!
It’s easy to implement and best of all, it doesn’t cost you a penny. So it’s all gravy!
Curious? I thought so…
Story Time:
One of our customers processed 1265 unique transactions and offered his customers the option to pay with cash or check to receive a discount instead of paying the 3.99% fee.
Guess how many chose to use the discounted option? Go ahead, guess? You’re probably thinking of a number that is double or even triple digits, right?
You may be surprised to find out that 4, yes 4 of his customers took him up on the discounted option to pay with cash or check.
More importantly, since the pandemic your customers just want your business to survive. They understand you have suffered from the quarantine and may need to charge an extra fee to get back on your feet.
They just want your business to succeed. Here’s what customers are saying:
“I don’t want a stimulus check. I want my friend’s business to survive!”
“Think local first, and support small businesses when you can. Use Amazon only when you can’t get it someplace else!”
“I feel so sorry for businesses closing their doors for the safety of the public. Please please remember these businesses when this virus is over. Forget about Amazon, eBay, and all other online retail companies. IT IS ABSOLUTELY ESSENTIAL THAT WE SHOP LOCAL TO HELP THESE BUSINESSES GET BACK ON THEIR FEET WHEN THIS IS ALL OVER.”
The bottom line customers love the cash discount program and right now your customers are willing to do what it takes to support their local businesses.
When you get started you could be like this customer’s business, and have profits jump up 30% overnight with no new costs or investment!
Zero Fee 123 covers the compliance and payment processing of your new cash discount program while you get to stand back and become a star!
It’s a very simple implementation and most businesses can be up and running within a week.
We can integrate with most software and POS systems.
We even have our own software and POS systems that are generations ahead of most current legacy systems.
We even train your staff, so you don’t have to.
What are you waiting for?
Click the link https://www.zerofee123.com/covid-19-relief to contact us today to find out if you qualify for six months NO PROGRAM FEES as part of our COVID-19 Relief program!
We encourage you to learn more about Zero Fee 123’s seamless payment processing solution here.
Your business no longer has to pay credit card processing fees!!!

Is Zero Fee 123 Right For Your Business?
Zero Fee 123 is the perfect solution for a variety of businesses. We’ve helped countless clients save money on processing fees, including restaurants, HVAC, veterinary practices, auto repair shops and more.
Like most businesses, these companies rely on customers who pay with credit and debit cards. Zero Fee 123 is happy to provide a comprehensive payment processing solution that eliminates processing fees and increases revenue.